Small Business Construction Financing

Break ground and built your business with a fast, affordable business loan

Work with a Lender that Helps You Stay on Schedule and in Budget

CONSTRUCTION FINANCING FEATURES

Time for a new location? As your small business continues to grow, make room to grow with it. Whether you’re adding a new location, or just looking for a bigger place to operate, partner with a lender who will custom fit the loan to meet your needs.

We understand that it’s hard to find funding for ground-up construction. Between zoning requirements, appraisals, and environmental red tape, many lenders are hesitant to take on construction loans. This is especially true when it comes to ground-up construction of specialized buildings like car washes, hotels and gas stations.

At Sattori, you’ll work with our in-house construction department who will be there from start to finish. You can rely on our construction financing experience to avoid delays and surprises. We help make sure your construction project is done right: on schedule and in budget.

  • Up to 90% loan-to-value

  • Up to $5M in funding ($10M with USDA)

  • Terms of up to 25 years

  • No balloon payments

  • No upfront fees-appraisals won't be ordered until loan is aproved

  • No prepayment penalty after three years

Our SBA Construction and USDA B&I loans are perfect for those looking to start construction on a new location. With flexible payment terms and affordable interest rates, we structure each loan with your business in mind. Plus, each loan is approved in-house, which means less waiting and a faster start to your build.

We build our commercial construction financing to custom-fit your project scope and needs. It isn’t uncommon for us to finance construction projects with a blend of SBA, USDA and conventional funds. Our constructions loans are also popularly used as high-leverage bridge loans. Some of the most common uses for our construction loans include:

Custom-Built Financing for Your Commercial Construction Project

USES OF SBA CONSTRUCTION FINANCING

Purchasing or leasing new equipment

Purchasing or renovating a commercial real estate property

Placing a bid on a large project

Starting a new construction business or expanding an existing one

Hiring workers for construction projects

Meeting payroll or covering other day to day operating expenses

ELIGIBLE BUILDINGS FOR CONSTRUCTION FINANCING

If It Is a Specialized Building or Facility—We Specialize in Funding it

woman in brown button up shirt holding white smartphonewoman in brown button up shirt holding white smartphone
white and blue leather sofa chairswhite and blue leather sofa chairs
white and red store front during night timewhite and red store front during night time
girl in pink long sleeve shirt writing on white papergirl in pink long sleeve shirt writing on white paper
welcome to fabulous las vegas nevada signagewelcome to fabulous las vegas nevada signage
a man sitting in a hallway between two rows of storage unitsa man sitting in a hallway between two rows of storage units
two men carrying a metal sheettwo men carrying a metal sheet

Many lenders are only comfortable financing the construction of general and mixed-use buildings. While we finance those too, unlike other lenders, our niche is construction financing of special use commercial properties like assisted living facilities, restaurants, and self-storage facilities.

Sattori has financed the construction and renovation of specialized and general purpose commercial real estate across dozens of industries.

Below are just some types of buildings that Sattori has financed.

water fountain in the middle of the roadwater fountain in the middle of the road

Need a Business Loan?

Pre-qualify for a loan in minutes and focus on growing your business